You book your trip, your Travel Agent highly recommends you purchase trip insurance, you think to yourself: Nothing can happen to me!
Travel insurance covers you while traveling. Suppose you need medical transport back to the U.S. Or you misplace your medicines that you left behind at the previous hotel. Travel insurance can help you get your prescription refilled.
REMEMBER: Most US health insurances will not cover you fully outside of the US. If and when you purchase insurance please know that Travel insurance is always there to help you 24 hours a day.
Travel insurance also covers you before you leave for your trip. You may need to cancel before you leave because of work or illness. A relative or you become sick and you must cancel your vacation and you cannot get back that non-refundable deposit. Travel insurance will help you get back that deposit. Cancel for any Reason allows you to do just that.
You arrive at your destination but your luggage does not. Travel insurance will help you with your reimbursement for lost or delayed luggage.
When purchasing your insurance, it is important to purchase it within 15 days of the deposit date so that you can get FULL coverage. You can purchase up to 24 hours prior to your travel plans and it will cover most things BUT not everything.
1. Make copies of your passport and leave at least one home. Store your passport in the hotel safe and keep a copy with you while traveling.
2. Make copies of your credit cards and again leave one copy home and store the copies in the hotel safe. Make sure you can clearly read the international customer service phone number.
3. Call you credit card company and alert them about your travel plans.
4. Check with your bank and do the same especially if you have a debit card and will be using that for the local currency.
5. Remember to ask your credit card company about their foreign transaction fees.